Choose from a variety of loan programs.

Fixed Rate Mortgages
The most common type of mortgage program where your monthly payments for interest and principal never change.

Adjustable Rate Mortgages (ARM)
These loans begin with an interest rate that is lower than a comparable fixed rate mortgage, but the rate changes at specified intervals.

Reverse Mortgages
A Special type of loan made to older homeowners (typically 62 +) to enable them to convert the equity in their home to cash to finance other needs.

FHA Mortgages
An FHA loan is a mortgage insured by the Federal Housing Administration. Borrowers with FHA loans pay for mortgage insurance, which protects the lender from a loss if the borrower defaults on the loan.

VA Mortgage

VA Home Loans are provided by private lenders, such as banks and mortgage companies. VA Mortgage options help servicemembers, veterans and eligible surviving spouses.

USDA Mortgage
For eligible suburban and rural home buyers, it's a 100%, no-money down mortgage loan backed by the U.S. Department of Agriculture (USDA). The Rural Development loan's full name is the USDA Rural Development Guaranteed Housing Loan.

Interest Rate Buydowns
The buyer would pay points above current market points in order to pay a below market interest rate during the first two years of the loan. At the end of the two years they would then pay the old market rate for the remaining term.

Choosing The Best Program
The right type of mortgage for you depends on many different factors.

MJ Mortgage & Tax Services Inc 321 Winners Circle, Canonsburg, PA 15317 (724) 746-4049
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